United Healthcare

United Healthcare is one of the biggest health insurance providers in the United States. They have multiple levels of plans, many of which provide essential treatment for addiction or mental health disorders. What is covered for addiction treatment is based entirely on your plan and the location.

It takes one phone call to change the trajectory of your life. Contact Arista Recovery to learn more about our United Healthcare drug and alcohol rehab center.

United Healthcare Mental Health and Addiction Resources

UHC addiction treatment starts with their Behavioral Health Division. This division is dedicated to people who want to talk about addiction or mental health disorders. They are available at any time, and you can call them directly to get a confidential discussion about treatment options, coverage, and an in-network United Healthcare drug and alcohol rehab center.

Barring that, you can get a diagnosis and referral for co-occurring mental health disorders or addiction during your yearly preventative care visits. Your doctor should screen for addiction or mental health disorders during that time and offer additional counseling and resources where necessary.

Don’t be afraid to act. If you need help, you don’t have to wait for an annual appointment. Arista’s intake team is standing by.

Does United Healthcare Cover Drug and Alcohol Rehab?

United Healthcare covers substance abuse, but how much is covered and where depends on your policy. In general, you can get UHC addiction treatment for:

  • Medication-assisted detox
  • Outpatient detox
  • Inpatient rehab
  • Outpatient alcohol and drug rehab

Note: Some United Healthcare policies have pre-certification requirements, such as only getting United Healthcare addiction treatment in the midwest from an in-network facility.

UHC Policies

UHC has three policy levels:

  • UnitedHealthcare Choice: This has coverage for nearly nine hundred thousand providers but no coverage for out-of-network providers.
  • UnitedHealthcare Choice Plus: This has coverage for in-network UHC addiction treatment providers and limited coverage for out-of-network providers.
  • UnitedHealthcare Options PPO: This has coverage for in-network providers and a lot of savings on costs for out-of-network providers.

Note: For two of their programs, you can still pick a facility that is outside of your network, but it will cost you much more out of pocket and come with a higher co-pay.

The type of policy you have is directly related to your costs for treatment. The UnitedHealthcare Choice plan is the most affordable for monthly co-pays. However, this does mean it has a higher deductible and more limited coverage. The higher deductible refers to how much money you must pay out of pocket before your insurance covers the remaining costs.

Every policy works differently in terms of how much you might have to pay and what items are covered regardless of deductible. Certain things like outpatient care and medications might be covered regardless of deductible, but you still have to pay your co-pay, a figure that should be listed on the back of your insurance card or easily accessible in your insurance account.

Inpatient Insurance Coverage

Inpatient UHC drug rehab might be covered if you choose an in-network facility, but this comes down to your plan type. Even if your insurance provider does not cover the full cost, some aspects of your treatment, like certain therapy services and medications, might still be paid for by your insurance provider.

Outpatient Insurance Coverage

United Healthcare addiction treatment in the midwest is typically covered, but the length of time and deductibles will vary based on your plans. For example, with the UnitedHealthcare Choice plan, you might have to pay between twenty percent and thirty percent of the total outpatient program costs after reaching your deductible. If you receive traditional outpatient programs and only meet once or twice weekly, you might pay up to fifty dollars per visit for a co-pay.

Medication Coverage

United Healthcare drug rehab in the midwest usually involves medication for detox and ongoing treatment. Medications like anti-anxiety prescriptions or antidepressants might be given for coexisting mental health disorders or to help you with your initial withdrawal. Your insurance plan usually covers medications, but you might still have to pay your regular co-pay or prescription medication minimum.

Arista can help you determine what coverage you have and what co-pays remain.

What If United Healthcare Doesn't Cover All the Costs?

You deserve to live a happy, healthy life of sobriety. If you have limits on the services you can receive, we can help you find alternative payment methods like employee benefits, government aid, or payment plans.

Let Arista Recovery help you achieve lasting sobriety. Call our team today to learn about our payment options.

How Long Does United Healthcare Cover Drug and Alcohol Rehab?

This is based on your policy. Some policies cover inpatient and outpatient programs, While others might only cover outpatient programs. In most cases, you will be responsible for your deductible and up to thirty percent of continuing costs for residential or intensive outpatient programs. We can discuss this with you when you reach out to our intake team.

Let Arista Recovery review your benefits and recommend the right treatment length today.