Ambetter Drug Rehab in the Midwest
Ambetter is a health insurance provider that offers marketplace plans. They operate across twenty-six states, with some variations to their standard three plans based on where you live. They cover basic mental health and addiction services, so if you need treatment, don’t wait. Let Arista help you find the right level of care at our full continuum addiction treatment center.
Contact Arista Recovery at (877) 279-0095 to verify your insurance today.
Does Ambetter Cover Drug and Alcohol Rehab?
Ambetter offers coverage for drug and alcohol rehab. However, what they cover is based on your insurance plan and location. Ambetter covers essential mental health services, including:
- Hospitalization for detox
- Mental health services
- Substance abuse services
- Outpatient services
- Wellness services
- Therapy
- Prescription drugs
- Emergency services
This means they are likely to cover at least some of the costs associated with detox, outpatient treatment, or inpatient treatment. What is covered becomes a bit granular.
For example, suppose you choose a residential stay for thirty days, and you have to attend individual and group therapy and receive medication after your detox. In that case, your plan might cover the cost of detox, the medication, and a set number of therapy sessions, but they might also require you to pay a small percentage of the cost, reach your deductible before they cover anything, or pay for the room and board.
Arista Recovery can work with you to understand your insurance coverage. Get addiction treatment today at our Midwest drug rehab center!
Ambetter Policies
Ambetter has three policies, which differ in terms of what they cover for drug and alcohol rehab.
- Bronze: The bronze plan is their basic membership. It covers essential services, including mental health and addiction essentials. This plan has the lowest premiums (what you pay monthly) and the highest deductible (what you might have to pay before they cover the remaining addiction treatment costs).
- Silver: This plan is their middle membership which has higher monthly premiums but a lower deductible. This plan covers in-network treatment.
- Gold: This is their highest membership with a very high monthly premium but much lower out-of-pocket costs for addiction treatment.
A few other plans are available, like the Select Plans, Value Plans, and Virtual Access Plans, but these are only available in specific states.
Note: Ambetter policies typically only apply to costs for an in-network provider.
Contact Arista at (877) 279-0095 to speak with our intake team and get the help you deserve.
How to Find An In-Network Midwest Ambetter Drug and Alcohol Rehab Center Cigna Rehab Center
Almost all policies require you to attend an in-network facility for any treatment if you want your benefits to apply. different policies might offer partial coverage for outpatient facilities, but it’s best to start by finding a midwest Ambetter rehab center that works with your insurance, like Arista.
If you don’t know how to find in-network providers, you have a few options:
- First, you can work with a facility that you know accepts your insurance, like Arista. When you talk to our team, we can review what aspects of Ambetter drug rehab in the midwest are covered by your policy and your payment options for any remaining costs. If you like the therapies we offer and the programs we have, we can help you move forward with treatment.
- Second, you can reach out to Ambetter directly and ask for a list of approved facilities. This will be exactly that: a list. You will have to review the list and find facilities that offer services and therapies or are located in cities close to you.
Ready to get started? Call our intake team to learn more about our midwest Ambetter drug and alcohol rehab center.
Do I Need an In-Network Midwest Ambetter Rehab Center?
You are not required to choose an in-network facility, but you are much more likely to have costs covered by your insurance provider if you do.
In-network facilities refer to any service provider with a pre-existing price list with Ambetter. If you go for a specific service, Ambetter knows approximately how much they will be charged for that service and knows they can negotiate with the service provider.
Out-of-network facilities refer to any service provider without that predetermined list. This means Ambetter has no idea what to expect in terms of costs, so they are much less likely to agree to pay for a service if they can’t predict the cost of that service. If you pick an out-of-network provider, it is likely that Ambetter will not cover any of the cost.
Arista Recovery works with Ambetter, so call us today to learn more about our treatment options and your insurance coverage.
